Just wait 'til they start shooting you because you didn't let them get the killshot on a tank that you've already done 95% of the damage to. Or end-game when you get the last kill for your Ace/Top Gun/personal mission game and they kill you so that your crew gets zero experience and the "survival" bit of the PM makes it so that you don't get the secondary. Or top-tier green arty deciding to try to scrape the red bottom-tier light tank off of your heavy tank's side and hits you square in the turret.
The main reason it seems less toxic is because the garage message button is kinda hidden and takes more than two seconds to find. Oh, and the green guys can't tell red where you are when you're 1v4 or 2v5 or the like anymore, thanks to no global chat.
You'll figure out how much arty loves you soon enough, regardless of what vehicle you're in. Full speed light tank? Prime target. Heavy behind a building? Prime target. Fully camouflaged TD knocks a single tree over? Arty. Arty fires and leaves a tracer? Arty on the arty.
I'll take having crates I don't buy anyways over shameless reskins and arty any day of the week, personally. Beautiful looking game now, though.